Policy+

• Policy manuals are often reviewed when something comes up instead of being reviewed as a whole.
• Individual policies may be updated without someone looking at how the entire manual works together.
• Gaps, outdated language, conflicts, duplication, and unnecessary policies can build up over time.
• Policy+ provides a more comprehensive review process and can be especially helpful for credit unions without dedicated internal compliance resources.

1. Intake and Onboarding

After enrollment, onboarding will take place within a few weeks. The credit union will provide its current policy manual and complete the necessary setup with Rational Exponent.

2. AI Analysis

Rational Exponent reviews the policy manual and identifies potential gaps, conflicts, outdated language, duplication, and other issues.

3. Expert Review

Credit union experts review the findings in the context of the individual institution, including factors such as charter, asset size, product mix, and other relevant details.

4. Ongoing Policy Review

The credit union’s full policy manual will be reviewed over approximately 12 months, following its existing policy review schedule.

5. Findings and Recommendations

The credit union receives findings and recommendations that can be reviewed with management and the board as policies move through the review process.

Credit union policies remain in a secure, credit-union-only environment and are not used to train a public model.

• Policy+ is available to Kentucky credit unions interested in a more comprehensive review of their policy manual.

• There are no specific eligibility requirements or restrictions.

• The service may be especially valuable for credit unions without dedicated internal compliance resources.

Take a more comprehensive approach to reviewing and maintaining your credit union's policies.

Contact our team to learn more about Policy+, discuss your credit union's needs, and receive information about enrollment and pricing.